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The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between R 300 and R 2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

The Interest Rate for Secured Medium Loans is 48%. The Typical Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

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SMALL
PERSONAL LOANS

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LOAN AMOUNT

R300

MINIMUM

R2,000

MAXIMUM
TERMS

16 WEEKS

MINIMUM

50 WEEKS

MAXIMUM
COSTS

UP TO 20% ESTABLISHMENT FEE CHARGED UPFRONT
+ MONTHLY FEE UP TO 4%

EXAMPLE

Loan Amount of R1,000 over 6 months repayable weekly (25 weekly repayments). R1,000 (Principal Amount) + R200 (20% Establishment Fee) + R240 (fees based on 4% per month over 25 weeks) = R1,440 total repayable in 25 weekly installments of R57.60.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

see how small personal works

MEDIUM SECURED
PERSONAL LOANS

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LOAN AMOUNT

R2,001

MINIMUM

R4,600

MAXIMUM
TERMS

13 MONTHS

MINIMUM

24 MONTHS

MAXIMUM
COSTS

ANNUAL PERCENTAGE RATE (APR) IS 48%
COMPARISON RATE IS 67.41% P.A.

EXAMPLE

Loan Amount of R3,000 over 18 months repayable weekly (78 weekly repayments). R3,000 (Principle Amount) + R400 (Establishment Fee) + R1,379.06 (reducing interest) = R4,779.06 total repayable over 18 months with weekly installments of R61.27.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

see how medium secured personal loan works

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